MIN
🤖
🔗
Active — MIN Agent

SABIL

Enables natural-language payment authorisation for the agentic economy

Powered by Mastercard GenAI
⚠️
The Problem

As AI agents begin managing travel bookings, subscriptions, and supply chain payments on behalf of customers, traditional card authorisation systems break down. Banks have no infrastructure for consent-based agentic payments.

💡
The Solution

SABIL generates bilingual natural-language consent flows and authorisation narratives, enabling customers to approve AI-initiated payments in Arabic or English — with full audit trails for regulators.

Business Impact Metrics
3,350 AED
Avg Agentic Payment Value
99%
Consent Accuracy Rate
2s
Authorisation Time
Live Data Flow
🤖
AI Agent Request
🔐
Consent Engine
💬
SABIL LLM
Authorisation
Before vs After MIN
Without SABIL

No infrastructure for AI-initiated payments

Customers confused by automated charges

Regulatory grey area — no audit trail

Chargebacks from unauthorised AI payments

With SABIL

Natural-language consent in Arabic/English

2-second authorisation for agentic payments

Full regulatory audit trail

Zero-chargeback agentic payment flow

How SABIL Works — Step by Step
🤖
01Agentic Payment Request

An AI agent (travel bot, procurement system, or smart home) initiates a payment request on behalf of the cardholder.

✍️
02Consent Narrative Generation

SABIL generates a clear, bilingual natural-language explanation of what is being paid, to whom, and why — in the customer's preferred language.

03Customer Authorisation

The customer approves or declines via a single tap, with full understanding of the transaction context.

📋
04Audit Trail Creation

Generates a regulator-ready audit trail documenting the consent flow, authorisation timestamp, and payment details.

"

SABIL positions your bank as the trust layer for the agentic economy — before your competitors even know it exists.

CEO Takeaway